Take Surveys For Cash Uk:
The lender’s Track Record mortgage is aimed at first-time buyers and those who have not owned a home for at least the past three years. However, borrowers must be able to demonstrate they have successfully made rental payments for the past 12 months. It means that although many lenders have been aggressively cutting fixed rates since the new year, this trend could be about to reverse.
Its three-year deal for remortgage starts at 4.99% (60% LTV) with a ‘999 fee. Two-year fixed rates for remortgage now start from 5.15%, with the same fee (60% loan to value). For remortgage, the bank’s lowest five-year click here for info fixed rate is now at 4.86% (60% LTV) with a ‘999 fee. Among the highlights, HSBC is offering a five-year fixed rate for home purchase at 4.89% for borrowers with a 10% deposit (90% loan to value) with a ‘999 fee.
Its fixed rates for limited companies start from 6.39%, also with a 2% fee. The bank is also cutting fixed rates across its first-time buyer, shared equity loan, help to buy remortgage deals and buy-to-let loans. HSBC has cut selected fixed rates for new and existing customers across its residential and buy-to-let ranges. New rates include a five-year fixed rate for home movers at 4.93% with a ‘999 fee.
Borrowers with small deposits also benefit, with Halifax cutting its 90% loan to value five-year fix from 5.68% to 5.27%, also with a ‘999 fee. Halifax, the UK’s largest mortgage lender, has slashed rates on remortgage products by up to 0.83 percentage points, with effect from today. Existing customers with an offset mortgage will see a 0.19% reduction in the rates across the range of two-year deals. Barclays has also cut its two-year fix under its Deposit Guarantee Scheme to 5.5% from 5.8%.
Vida Homeloans has slashed selected BTL deals by up to 0.7 percentage points and residential rates by up to 0.55 percentage points. It is offering a five-year fixed rate at 5.14% for BTL (75% LTV) with a 6% fee. Residential mortgage deals, which cater for borrowers with non standard credit histories, start from 6.79% for a five-year fixed rate and 7.14% over two-years (65% LTV).
It may well be that this site is a scam and won’t actually pay for you to complete the surveys. They are legitimate online survey companies that carry out market research, and wouldn’t want to risk their business by sending out dodgy mail. The survey site asks about what you’ve been watching in the last 24 hours and you can sometimes give feedback on new programmes. Surveys take a few minutes with Prolific Academic, but some can go one longer ‘ over the course of days! With surveys lasting from around 5 ‘ 15 minutes each, you can earn up to ‘4 for your time.
There are no changes to product transfer deals for existing customers looking for a new fixed rate deal. Among the reductions Coventry will cut rates for residential remortgage and product transfer (rates for existing customers looking for a new deal) at 50% LTV up to 80% LTV, including offset and interest only mortgages. Virgin Money has cut selected residential purchase and remortgage rates, available through brokers. As mentioned above it is offering a five-year fixed rate for purchase at 4.82% (60% LTV) with a ‘1,295 fee. The bank is also offering a five-year fixed remortgage deal at 5.38% (70% LTV) with a ‘999 fee.
Landbay, the specialist buy-to-let lender, has cut selected fixed rates by up to 0.2 percentage points. Among its new rates, the lender is offering a two-year fix for standard BTL landlords at 4.89% (75% LTV) with a 6% fee. For landlords of houses of multiple occupancy Landbay has a five-year fixed rates at 5.05% also with a 6% fee. HSBC is cutting selected residential and buy-to-let fixed rates across its range for new and existing customers, writes Jo Thornhill.
It is offering a lifetime tracker deal at Bank of England Bank Rate plus 1.69%, giving a starting pay rate of 5.94% (65% LTV). The same deal for landlords of houses of multiple occupancy (HMO) is now at Bank Rate plus 1.89%, giving a starting pay rate of 6.14%. Platform Mortgages, part of the Co-operative Bank, is withdrawing its two- and five-year fixed rate deals for residential customers at the end of today (5 May).
However, it’s only available to customers who have not had a debt default in the last 18 months. First Direct, HSBC, Santander, Virgin Money and Yorkshire building society are among lenders all still offering five-year fixed rates (either for home purchase, remortgage or both) at under 4%. State Bank of India is cutting fixed rates across its buy-to-let lending range by up to 0.5 percentage points, effective from tomorrow (18 January). It will offer a two-year standard BTL fixed rate at 3.65% (50% LTV), although there is a 5% fee.
Again, the surveys you’re accepted into depends on the demographics they’re targeting. However, in the UK you can earn up to ‘1000 allowance of extra income per year without needing to declare it. source Any earnings over this amount will require you to declare your earnings through a self-assessment tax return. InstaGC is technically a get-paid-to site, but they have a strong survey section.
SurveySavvy is one of the oldest and most trusted survey panels run by Luth Research LLC, one of the top market research companies in the world. With these sites you can easily make money from home, which is especially this page a good thing during the Coronavirus lockdown. Google Opinion Rewards is a unique survey app by tech giant Google. Although it’s primarily designed for mobile users, it’s available to UK residents as well.
But at the same time Barclays has cut a range of deals for new customers, including its five-year fixed rate for home purchase, which has been reduced from 4.39% to 4.09% with a ‘899 fee (60% LTV). Lenders including Barclays, Co-operative Bank for Intermediaries and Coventry building society are increasing interest rates on fixed-rate mortgage deals as volatility creeps back into the market. But Virgin has also launched a new fee-free two-year fixed rate for home purchase for borrowers with just a 5% cash deposit. The bank’s five-year fixed rate for remortgage with a ‘999 fee has increased from 3.99% to 4.04% (60% LTV) and its 10-year fee-free deal at 75% LTV has risen from 4.39% to 3.79%.
Its fee-free shared ownership two-year fixed rate is now 6.44% (85% LTV). The five-year fix for remortgage BtL customers is 5.44% (75% LTV) with a ‘995 fee. Halifax is relaunching its fixed rate mortgages from tomorrow (7 June). It will offer a two-year fixed rate at 5.36% (60% LTV) and a five-year rate at 4.89% (60% LTV), for example. The two-year and five-year fixed rates for remortgage with a ‘999 fee (60% LTV) are at 5.41% and 4.97% respectively.
The surveys can be absorbing, gauging opinion on all sorts of subjects, including current affairs and politics. MindMover’s members who complete their online questionnaires to earn cash as well as prizes. Honesty is highly prized by this trusted site that partners with big brands. A Hiving survey pays about 50p, and they do give some points even for incomplete surveys that you don’t quite qualify for. As well as cash, Panelbase may pay out in the form of gift vouchers or prize draws. Pinecone is regarded as one of the most exclusive survey sites out there, and you can join by invitation only.